You should be cautious about how you use your credit card, but there are times when it makes sense. Read on to find out the best purchases to put on your card.

Try the comically small and shockingly practical NanoPhone while it’s on sale for $99.97 with free shipping through Oct. 27.

Credit card refunds allow you to get money back for a purchase made with your credit card, usually in the form of a credit to your account. Refunds can take five to 14 business days to process and may not be given in cash.

Think that perfect credit gets you approved on any credit card application? See why you could still be denied, no matter how high your score is.

The best 2% cash-back credit cards provide an above-average return on non-bonus purchases and have no annual fee.

Secured credit cards can be a great aid if you're building your credit, but they often lack alluring benefits and great rewards. Do you really need one?